All three of these are self-serve from account settings → billing. What changes is when they take effect and what happens to your captured voice recordings.

Upgrading (Defrag → Archive)

Takes effect immediately. Stripe prorates the difference — you're charged for the remainder of the current month at the Archive rate, then renewals continue at the Archive rate from there.

From the moment you upgrade:

Downgrading (Archive → Defrag)

Takes effect at the next renewal. You keep Archive through the rest of your current paid period — no early demotion, no prorated refund.

When Defrag kicks in:

Your transcripts, reminders, people, lists, and search history all stay regardless of which way you switch.

Cancelling

From account settings → billing → Cancel plan.

You keep your paid plan through the end of the current period — same as a downgrade. At renewal time, instead of charging your card, we move the account to the free tier:

Working Memory does not auto-delete your data when you cancel. If you ever want to wipe everything outright, see Deleting your data.

Reactivating

Just sign back in and pick a plan. All your transcripts, reminders, and history are still there waiting. You don't have to reimport anything.

If your account was on the free tier for a long stretch, some voice recordings may have been deleted by retention rules — but transcripts and structured data persist.

Refunds

Mid-cycle cancellations do not automatically refund the unused portion of the current period. The trade-off is that you keep using the paid plan through the end of the period you already paid for, instead of losing access immediately.

For special cases — accidental annual renewal you meant to cancel, a billing error on our side, double charges — email support@workingmemory.ai and we'll work it out. We're a small team; we read every message and we'd rather make it right than win an argument over a $9 charge.